Commercial lending matrix
Asset-based loans for property and operating needs
Oak Creek Capital organizes commercial financing across real estate, construction, bridge, and operating capital. Deal sizes range from $50K to $50M with no credit floor, and eligibility is based on the asset and the deal.
$50K–$50M
Stated deal size range
No Credit Floor
Asset-based underwriting
Nationwide
West, Southwest, South, Midwest
Real estate lending
Property financing matched to the deal
Each property strategy carries its own draw, collateral, and exit requirements. Start with the program that fits your asset.
Rental property
DSCR Loans
Qualify on property cash flow relative to debt service for income-producing rentals, with collateral evaluated on the asset itself.
Renovation
Fix and Flip Loan
Short-term financing for acquiring and renovating a property for resale, with draws tied to documented scope and milestones.
New build
Ground-Up Construction
Funding for building new structures from land, released in draws against approved plans, budget, and construction progress.
Operating capital
Working capital and equipment for operating businesses
Revolving access
Business Line of Credit
Draw working capital as operations require and repay over time. Terms and collateral requirements depend on the business and its assets.
New ventures
Startup Funding
Capital for launching a new business, built around the asset base and the operating plan rather than a credit floor.
Machinery and vehicles
Equipment Financing
Finance trucks, transportation equipment, and production machinery, with the equipment itself serving as collateral.
Submit your project parameters for term evaluation
Tell us the property or business need, the amount, and the timeline. We will review the parameters against the program that fits.