About Oak Creek Capital
Financing built on the asset in front of us
Oak Creek Capital underwrites commercial lending from the property or equipment up. Our asset-first approach lets us evaluate deals that fit a real need, across real estate and operating businesses, from $50K to $50M.
Regional Reach
Focused deployment across four regions
We lend across the USA West, Southwest, South, and Midwest. Each region brings its own property types and job-site conditions, and our team reviews every deal against the local market it sits in.
Western mountain and arid settings, Southwest stucco and desert-adapted landscapes, Southern brick and wood buildings, and Midwestern industrial spaces each present distinct collateral. Asset-based lending keeps these regional differences central to the underwriting.
Who We Serve
Capital for the people who build and operate
Our financing supports the investors, operators, and contractors who put real assets to work.
Real Estate Investors
Homes, apartments, and income-producing properties financed on the strength of the asset and its cash flow, including Airbnb-type rental operations.
Contractors and Consultants
Ground-up construction and bridge financing for builders, along with working capital for consultants and business managers running active projects.
Transportation and Operating Businesses
Equipment financing and business lines of credit for transportation companies and income-producing businesses that need capital tied to real equipment value.